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civil service chronicle subscription India review Published this articles page no 31 Assistance in the fees is also provided to the youth of Gujarat for training and preparation for competitive examinations like UPSC GPSC Gujarat Secondary Service Board etc. Therefore Gujarat has the lowest unemployment rate in India i.e. 3.5%. Gujarat became the first State to implement 10% reservation for the non-reserved population as per the Central Government guidelines. Loan facility up to Rs. 10 lakh at the interest rate of 4% was provided to the non-reserved students for their college studies and up to the year 2020. More than 70000 families have benefited from this scheme. A loan up to Rs. 15 lakh at the interest rate of 4% is provided for studying abroad. As a part of Digital Gujarat modern facilities were provided in 16000 classrooms through Gyankunj Project. 10000 tablets at the token price of Rs. 1000 were distributed to the students. After passing the 12th Standard more than 9.50 lakh students have been gifted Modern Tablets for higher technical education in the college. Under SHODH Yojana an assistance of Rs. 15000 per month for two years is provided to the students for research. Kala Mahakumbh was initiated for the first time in the State to provide a stage to the artists and highlight art and culture. State Yoga Board and Sanskrit Board have been set up to promote Yoga and Sanskrit language. Gujarat is the first State to establish the State Yoga Board. From only nine universities in 2001 Gujarat boasts 83 universities in 2021. Under Mukhyamantri Mahila Utkarsh Yojana a group of 1 lakh women will be formed which combines 50000 women from rural and urban areas each. 10 lakh women will benefit from an interest-free loan from the State Government. A provision of Rs. 1000 crore has been made for the loan purpose. Under Vahali Dikari Yojana families with an annual income of Rs. 2 lakh will benefit from Rs. 4000 during admission in 1st standard and Rs. 6000 during admission in 9th standard for the first two daughters. At the age of 18 assistance of Rs. 1 lakh will be provided during the marriage. civil service chronicle subscription india review

 

 

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civil service chronicle magazine Published this articles page no 32 So far more than 6000 families have benefited from the scheme. Under Ganga Swarupa Arthik Sahay Yojana the monthly assistance provided to widows has been increased to Rs. 1250 benefitting more than 10 lakh women so far. Under Ma Amrutam-Ma Vatsalya Yojana beneficiaries now receive a health shield of Rs. 5 lakh instead of Rs. 3 lakh. More than 3 crore 50 lakh beneficiaries belonging to 70 lakh families have been enrolled in the scheme. During the ongoing Covid pandemic more than 1700 Dhanvantari Raths are in operation at more than 3300 places. More than 2 crore 50 lakh people have received OPD facility at their doorstep so far. The Government of India and the World Health Organization have appreciated the work done through Dhanvantari Rath. Prioritizing the health of the people 2170 medical seats have been increased in the last five years. New medical colleges have been opened in the last five years. With advanced medical facilities All India Institute of Medical Sciences at Rajkot is being developed on 201 acre land at the cost of Rs. 1195 crore with the facility of 750 beds. A lifetime imprisonment provision has been made under the Gujarat Control of Terrorism and Organised Crime Act from 2019 to curb terrorist activities. The State Government has enforced Gujarat Land Grabbing Prohibition Act 2020 to curb land grabbing activities. A Cyber Ashwasta Project has been started and the first Cyber Crime Prevention Unit of India has been created in Gujarat. Under Project Vishwas a CCTV network of 7000 cameras has been brought up in 41 cities. civil service chronicle magazine

 

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civil service chronicle subscription Published this articles page no 29 The State government strictly implemented Panchayat (Extension to the Scheduled Areas) - PESA Act from the year 2017 for the upliftment of tribal people and more than 90 lakh tribals obtained land and forest produce rights. Tribals received more than 13 lakh acres of forest land under the Forest Rights Act. In these areas 41 Eklavya Model Residential Schools have been constructed to provide education to the tribal children. Accommodation meals and education have been made available to more than 135000 students in around 765 Ashram Schools Aadarsh Residential Schools and Eklavya Schools. A Tribal National Museum highlighting the tribal culture will be set up soon on 70 acres of land at the cost of Rs.100 crore. civil service chronicle subscription

 

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shine india magazine yearly subscription published this article page no217

The share of stressed assets in Public Sector Banks (PSBs) is nearly 16 per cent more than 3 times that in private banks. Rising NPAs have also put a strain on the health of the PSBs reflected in their declining Return on Assets (ROA) and Return on Equity (ROE) ratios which turned negative in 2016 for the first time in decadeBut even private banks have been plagued by a high share of NPAs. The gross non-performing assets of all scheduled commercial banks amounted to Rs. 6.1 Trillion in March 2016. shine india magazine yearly subscription

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shine india magazine yearly subscription published this article page no218

 Further asset quality and profitability have been deteriorating over time. Between March 2008 and March 2017 the stressed advances of banks as a share of total advances on-year basis during the first half of 2016-17. The decline in banks profits is largely due to higher growth in risk provisions loan write-offs and decline in net interest income. shine india magazine yearly subscription

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shine india magazine yearly subscription published this article page no219

The stresses on the banking sector have translated into a slowdown in industrial credit. They also limit banks ability to meet international capital requirements. In January 2017 credit growth to the industrial sector contracted by 5.1 per cent relative to an increase of 5.6 per cent in January 2016. High NPAs are also likely to impede banks ability to meet higher capital requirements under Basel III. These requirements will come into force in January 2019. shine india magazine yearly subscription